We target experienced and professional landlords or high net worth individuals with established and extensive property portfolios. We provide loans to limited companies and individuals, secured on residential property held for investment purposes.
We have a strong CET1 ratio and the management capability to add capital through significant profitable loan book growth.įollowing the Combination, the Group segmented its lending business into two segments: OSB and CCFS. Our strong and deep relationships with the mortgage intermediaries that distribute our products continue to win us industry recognition. Relationships with intermediaries and customers We benefit from cost and efficiency advantages provided by our whollyowned subsidiary, OSB India, as well as credit expertise and mortgage administration services provided by CCFS. Our team of highly skilled employees possesses expertise and in-depth knowledge of the property, capital and savings markets, risk assessment and customer management. We have well-established savings franchises through Kent Reliance, with its 150-year heritage, and the Charter Savings Bank brand. We have a family of specialist lending brands targeting selected segments of the mortgage market which are underserved by large UK banking institutions. Our purpose is to help our customers, colleagues and communities prosper. Our specialist lending is supported by our Kent Reliance and Charter Savings Bank retail savings franchises. The Group is a leading specialist mortgage lender, primarily focused on carefully selected sub-segments of the mortgage market. Upon insertion of OSBG, each OSB share was cancelled and replaced with one OSBG share with no change to voting rights or ranking. The Onesavings Bank plc Group (the Group) comprises OSB and its subsidiaries. OSB is a wholly-owned subsidiary of OSBG. The OSB Group comprises OSBG and its subsidiaries, which include One Savings Bank plc (the Company or OSB) and its subsidiaries. OSBG became the new ultimate holding company and listed entity of the OSB Group. Insertion of a new ultimate holding companyĪ new ultimate holding company, OSB GROUP PLC (OSBG), was inserted in November 2020 as part of the Group’s integration strategy following the Combination with Charter Court Financial Services Group (CCFS). The Directors present their Annual Report, together with the audited Financial Statements and Auditors Report for the year ended 31 December 2020. Independent auditor’s report to the members of One Savings Bank plc The document is now available on the Company's website at:Ī copy of the above document has been submitted to the National Storage Mechanism and will shortly be available for inspection at:
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In fulfilment of its obligations under section 4.1.3 and 6.3.5(1) of the Disclosure Guidance and Transparency Rules, OneSavings Bank plc (the "Company") hereby releases the unedited full text of its 2020 Annual Report and Accounts for the year ended 31 December 2020. OneSavings Bank plc - 2020 Annual Report and Accounts
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